Archive for the 'Personal Finance' Category

Here’s one way to save money. Cut your ANNUAL power bill to $10 per year. You might think she lived in a shack, but instead it was a 6 bedroom house! So envious… that would save alot of money here. From the Scotsman

I shouldn’t have to tell you this, but you should have to tell people you can’t really make money stuffing envelopes either, but that lie never seems to die either. There’s a new slew of phony emails claiming to be from the IRS and offering you a refund. When you respond they steal your personal [...]

It’s not just home businesses that are trying to cut corners. “Name brand” software  as you know is incredibly expensive… that’s why Bill Gates is rich of course. Forbes.com ran an article on using open source software to cut down on expenses. One of the software packages they mention is Open Office  which is a [...]

Have you ever wondered why government “statistics” keep saying that inflation is “low” when everything from food to gas to rent to utilities continues to march upward? As Mark Twain once said, there are “lies, D*** lies, and statistics”. The website Shadow Government Statistics helps sort painful economic fact from politically correct fiction. It’s a [...]

Is Research for a New Business Tax Deductible? As people explore ways to escape their financial predicaments, lots of people are asking such questions. Steve Kroening answers: “I have a question about starting a business in Michigan where the economy for employment has taken a drastic turn. Do you know if the research and development [...]

Business owners – or rather business start ups – have frequently resorted to credit cards when traditional financing was unavailable or slow in coming. Once the business could qualify for a loan, then the credit card balances were refinanced and eliminated with lower interest. Right now there are alot of 0% APR card opportunities so [...]

Technology is to the point where it’s cheaper to “buy new” than to try to repair certain items. This article was written for consumers but it throws a wrinkle into marketing too. Years ago, people in business made money two ways. In good times they’d sell the product, in lean times they’d make money by [...]

Does your home business need to be bonded? I can’t give you a professional opinion – for that check your attorney and your insurance professional. I DO know that many times, your CUSTOMER will want you to be bonded whether you technically NEED to be or NOT, especially if you find yourself bidding on corporate [...]

Our representatives want us to believe that they’re “pro business” and that they want people to have “health insurance” but in reality, but they can’t do the simplest thing to erase an inequity in the tax code to accomplish that. The Buffalo Business Journal is reporting that sole proprietors could save around $1,800 a year [...]

Consumers are saving up to $20,000 In Real Estate Commissions when they buy a home thanks to eperks.com. I made a picture of one of their customers depicted on their website who got $7,400 cash back plus a cruise. Now a cruise would be a nice house warming present. Listen with foreclosures flooding the market [...]