Archive for the 'Personal Finance' Category

Connie Holmgren has a new ebook called “Supermarket Scams”.
It’s free to download and I think you’ll find it very illuminating!
Imagine if a mugger cornered you in a dark street alley and demanded your money or your life! You’d give him all your money without hesitation. But, you would also be leery of that alley in [...]

“Friends don’t let friends pay full price!” That should be the motto of DealLocker.com where you can find the latest promo and coupon codes. Whether you’re wanting to shop with Amazon coupons, get discounts on clothing or, whatever, you can find lots of ways to save money here!
You know those promos offering you a free [...]

Many “credit repair” companies claim to remove negative credit with the flick of a wrist. Their advertisements make bold assertions and money-back guarantees: “Bankruptcy, tax liens, judgments… no problem!! One hundred percent guaranteed!! Credit report 100% cleared in 30 days!!” Can they really make such sweeping guarantees?
While some credit repair companies are outright frauds, others [...]

What does your credit score mean?
This rating system is meant to develop a snapshot of the risk you currently represent to a lender. Several parameters in your credit file, including length of credit history, number of open accounts, loans, mortgages, public records, and others are formulated to produce a three-digit score between about 300 and [...]

Thanks to App-O-Rama.org for soliciting and sponsoring this review of their service!
Can you really make a profit with App-O-Rama.org?
That’s the question that I’ll try to help you answer with this post.
First of all, App-O-Rama.org is NOT a work at home business opportunity per se. To get clear about what’s going on, it’s important [...]

At one point in my life, I wanted to be a “financial planner”. I realized the industry was catering to the top 2% of the people in the United States. I wanted to help the ordinary people… the middle classes if you will.
All the talk about individual stocks investments, big tax saving techniques, etc. is [...]

If you’re a business owner, buying a heavy SUV over 6000 lbs. can be a legitimate tax deduction.
The most obvious SUV in this category is the “Hummer”
The tax break was originally envisioned for “businesses” like farmers buying tractors or companies buying a flatbed truck as “working vehicles”.
But evidently driving a Hummer with a company name isn’t [...]

There’s a new wave of tax audits looming this fall. This is from the IRS press release:
IRS Updates National Research Program for Individuals
IR-2007-113, June 6, 2007
WASHINGTON — Internal Revenue Service officials today announced plans to launch a new National Research Program (NRP) reporting compliance study for individual taxpayers that will provide updated and more accurate [...]

I’ve told you about Angel Food Ministries before.
Angel Food Ministries helps many working mom’s, mompreneurs, and just people who eat money every month.
Here’s their June 2007 menu in Word Format.
This service helps families in 30 states (see the menu) and is continually expanding if you’re not in one of the states that’s served.
The basic units [...]

Amy Kreger’s article on how Work at Home Mom’s and Stay at Home Mom’s can save money prompts me to post on this topic.
1. Inventory what you really have. My wife was cleaning out the shelves one day and found we had a huge supply of writing pads, pens of every description, index cards and [...]