Archive for the 'Personal Finance' Category

Technology is to the point where it’s cheaper to “buy new” than to try to repair certain items.
This article was written for consumers but it throws a wrinkle into marketing too. Years ago, people in business made money two ways. In good times they’d sell the product, in lean times they’d make money by repairing [...]

Does your home business need to be bonded? I can’t give you a professional opinion - for that check your attorney and your insurance professional. I DO know that many times, your CUSTOMER will want you to be bonded whether you technically NEED to be or NOT, especially if you find yourself bidding on corporate [...]

Our representatives want us to believe that they’re “pro business” and that they want people to have “health insurance” but in reality, but they can’t do the simplest thing to erase an inequity in the tax code to accomplish that.
The Buffalo Business Journal is reporting that sole proprietors could save around $1,800 a year if [...]

Consumers are saving up to $20,000 In Real Estate Commissions when they buy a home thanks to eperks.com. I made a picture of one of their customers depicted on their website who got $7,400 cash back plus a cruise. Now a cruise would be a nice house warming present. Listen with foreclosures flooding the market [...]

Global trends are influencing the cost of raw materials, shipping, and packing. Together, they’re conspiring to raise food costs at the grocery store according to today’s news reports.
I had that in mind as I was surfing over to Coupon Kathy to check out her smart bargains coupons. There you can find a wide variety of [...]

The number of consumers who are facing crunch time right about now as their interest rates are going up due to Bad Credit are turning to online resources that aggregate a variety of offers designed for folks with low credit scores.  For instance, they offer a variety of credit cards through a number of different [...]

Note: Tax laws vary by jurisdiction, so consider this list SUGGESTIVE but not AUTHORITATIVE for your jurisdiction. When in doubt, consult your tax professional.
From Kelley Phillips Erb
Don’t get caught leaving money on the table. Here’s a list of potential deductions that you might have overlooked. Consider:

Monthly Hosting Fees
Annual Domain Costs
Design/Logo Fees
Internet access [...]

Though all the so-called news today is about the “sub prime” mortgage “bailout”, it may be a good time for some people to check out their options with regard to Home Equity Loans. This page has a variety of options to help people check out their options in that regard and I liked the honest [...]

V4Vans is a UK home based transportation franchise.
It exists because of a common problem:
V4Vans is unique in providing a one-stop-shop solution to the small businessman’s dilemma. It offers a personalised service and a choice of vehicles from almost any manufacturer - all at competitive prices or on attractive finance packages.
But for smaller buyers needing maybe [...]

The tools to engage in Identity Theft are as close as ebay.
Hacking Software and Identity Theft Software are being sold on ebay according to the Telegraph(UK).

Hacking kits, enabling criminals to break into personal email and bank accounts, are being sold on eBay, online security experts have warned.
Anyone wanting to obtain private information from a computer [...]