Archive for the 'Personal Finance' Category

If the home that is also your home office is taking a bite thanks to skyrocketing mortgage interest rates on you adjustable mortgage, help may be on the way.
Or not.
Sounds like there’s lots of paper work that needs to be simplified and one is afraid of “helping” a consumer before everyone agrees the “paperwork” is […]

If you’re looking for a way to “find” money to invest for the future, the folks at Motley Fool suggest, among other things, telecommuting to help you put your hands on some cash to invest.
They’re reasoning is that if you could save just $4 per day this way then…
If you invest $4 times five […]

Here’s one way to save money. Cut your ANNUAL power bill to $10 per year.
You might think she lived in a shack, but instead it was a 6 bedroom house!
So envious… that would save alot of money here.
From the Scotsman

I shouldn’t have to tell you this, but you should have to tell people you can’t really make money stuffing envelopes either, but that lie never seems to die either.
There’s a new slew of phony emails claiming to be from the IRS and offering you a refund.
When you respond they steal your personal information and […]

It’s not just home businesses that are trying to cut corners. “Name brand” software  as you know is incredibly expensive… that’s why Bill Gates is rich of course. Forbes.com ran an article on using open source software to cut down on expenses.
One of the software packages they mention is Open Office  which is a free […]

Have you ever wondered why government “statistics” keep saying that inflation is “low” when everything from food to gas to rent to utilities continues to march upward?
As Mark Twain once said, there are “lies, D*** lies, and statistics”.
The website Shadow Government Statistics helps sort painful economic fact from politically correct fiction. It’s a bit too […]

Is Research for a New Business Tax Deductible? As people explore ways to escape their financial predicaments, lots of people are asking such questions.
Steve Kroening answers:
“I have a question about starting a business in Michigan where the economy for employment has taken a drastic turn. Do you know if the research and development of a […]

Business owners - or rather business start ups - have frequently resorted to credit cards when traditional financing was unavailable or slow in coming. Once the business could qualify for a loan, then the credit card balances were refinanced and eliminated with lower interest.
Right now there are alot of 0% APR card opportunities so people […]

Technology is to the point where it’s cheaper to “buy new” than to try to repair certain items.
This article was written for consumers but it throws a wrinkle into marketing too. Years ago, people in business made money two ways. In good times they’d sell the product, in lean times they’d make money by repairing […]

Does your home business need to be bonded? I can’t give you a professional opinion - for that check your attorney and your insurance professional. I DO know that many times, your CUSTOMER will want you to be bonded whether you technically NEED to be or NOT, especially if you find yourself bidding on corporate […]