Archive for the 'Personal Finance' Category

This was a good if a bit routine article on home office deductions since it’s time to be preparing your taxes.
The actual IRS publication in question is #587 “Business Use of Your Home (Including Daycare Providers) 
The deductions need to be related to your business.
Please make sure they’re directly related to business like corporate board meetings in […]

Here’s an interesting story about house sitting as a home business.
This couple was stuck in two low paying jobs in a high cost town… a college town.
The wondered how on earth they could save money for a house when everything they earned went to pay the bills.
So as they were examining their budget looking for […]

The Wall Street Journal has a good article on the new tax deductions your small or home based business may be eligible for.
You may be able to depreciate capital expenses faster on new and used equipment.

These are prompted by the current economic woes that ARE NOT A RECESSION! (or maybe we are but it’s FORBIDDEN to use the word in an election cycle because it might make voters do irrational things like vote out bums.)
These are also good preparation for preparing to start a business.
From Bankrate.com
1. Eliminate the nonessentials
2. […]

It’s hard to have a home business if you don’t have a home!
In the past I’ve expressed my reservations about home mortgage foreclosure “business opportunities”. Basically they seemed to charge a lot of money to people who were down to their last cent.
But again today I had a customer dealing with this issue.
It’s a short […]

A friend expressed a need today for some prescription drug assistance.
Here’s the link I found for them and I wanted to pass it along to you in case you need some medications but can’t afford them.
Here’s the link to  many Prescription Drug Patient Assistance programs.

Not if your employer is based in New York, but absent that problem it might be.
In addition to any salary and benefits you might have, if you CAN work at home you are…
Possibly spending less on travel, eating out, and wardrobe which weren’t likely tax deductible before. This is must money in your pocket now… […]

Zopa loans will soon be available in the US with some MAJOR changes that will set it apart in the US marketplace.
Zopa pioneered peer to peer lending in the UK.
In the US though, they are teaming up with some major credit unions to make sure it’s even better in some respects.
Here’s how:
[…]

If the home that is also your home office is taking a bite thanks to skyrocketing mortgage interest rates on you adjustable mortgage, help may be on the way.
Or not.
Sounds like there’s lots of paper work that needs to be simplified and one is afraid of “helping” a consumer before everyone agrees the “paperwork” is […]

If you’re looking for a way to “find” money to invest for the future, the folks at Motley Fool suggest, among other things, telecommuting to help you put your hands on some cash to invest.
They’re reasoning is that if you could save just $4 per day this way then…
If you invest $4 times five […]