Archive for the 'Personal Finance' Category

Some big name financial experts (like “Dave Ramsey”) hate debt so much they pretty much say “who cares what your credit score is?” I guess if I were a millionaire with plenty of liquid assets and a direct response marketing machine cranking out new revenue all the time, I probably wouldn’t care either! But, unfortunately [...]

Unfortunately there doesn’t seem to be any time of the year when businesses and business people aren’t forced, however, reluctantly to think about paying taxes… Even if you file an extension before April 15th in the US the extension is about up! As you make plans for your business and personal tax situation next year, [...]

If you’ve heard about how Starbucks is going to try to promote the creation of jobs, you heard right. Here’s the info from “Create Jobs For USA”: Starbucks is teaming up with the Opportunity Finance Network® (OFN) to help create and sustain jobs. This new initiative is called Create Jobs for USA., and will provide [...]

In light of the new regulations on bank card fees, the cost of doing business will be shifted to we, the account holders. It was foreseen by anyone with a brain. Our elected officials and President signed it perhaps demonstrating what we all realized… that they have no brains to speak of if they could [...]

“The AOL Way” is their new master plan for profitability in the future. You can see the 58 page document here You’ll be stunned by the numbers… they are completely irrelevant for a one person shop working at home. But it’s a very instructive document for thinking about how to make money online. AOL is [...]

Helium How the health care bill will affect work-at-home moms? In a flight of fancy the author writes: Work at home moms will benefit more from the Health Care Reform bill than anyone else in America – though it may take a few years. By 2014, “health exchanges” will be set up which allow anyone [...]

The Schumacher Institute offers this case study of a local business person expanding his business without means of bank financing… I just ate today at a local Deli that changed hands recently. I wonder if the owner is wishing right now he had some extra capital to expand? Maybe I need to mention this to [...]

When “doing the math” to see if you’ll be ahead financially to “work at home”, one of the calculations is health care cost. Regular family health insurance requires to you to incorporate and then have about $15,000 per year for family coverage. To make the transition, many people are choosing high deductible plans that cover [...]

If you’re looking for ways to stretch your budget, checking all your insurance options is an important step. Consider this: If you’re over 50 and have gone for quite some time without an accident, it’s quite likely that – even after any “rebates” you receive from your auto insurer, that additional savings could be yours. [...]

If you’re in India, this may be of interest to you if you are a work at home entrepreneur. In US terms it’s a type of home equity loan designed to pay off debts and provide liquidity. Their press release especially targets work at home business people… I hope you don’t need it!