Self Employed and Work at Home people have a major need to protect themselves in the event they get sick.
Depending on your health plan, sometimes it can cost up to 33% of your effective salary (or more!) . In other words, your earnings are $30,000 but your health insurance (before deductibles, etc.) costs $10,000 or more per year.
At one time though, health coverage cost the equivalent of a day’s wage per year for a self employed person.
In the example above, health care coverage costs 3 MONTHS’ wages!
How could that be?
That was because doctors once actually competed to be contracted with mutual aid societies.
The “scarcity” that keeps you from getting coverage is largely produced artificially.
Here’s a reminder of how things were and how we might go “Back to the future”…
It’d be worth seeing if we could create such societies to do this again.