Some Loopholes Exist For Health Care Reform

April 6, 2010 by Chuck | 1 Comment

Many businesses are VERY concerned about the “Health Care Reform”. One local business person talked about the simple equation business owners with 50 employees are doing in their heads right now… if this legislation is not amended, they will pay the $2000 per employee fine and cancel their health insurance programs.

Individuals are left with buying insurance or paying the penalty. As the law is studied, there are some exemptions…

It pays for people to begin now to do their contingency planning. To start yours I suggest you read this article about exemptions to the Obamacare mandate.

The Amish are exempt of course, but others who may feel comfortable joining Christian “health care sharing” plans may be exempt from the penalty too. Unfortunately, there are only 3 well known plans that meet the definition under the law and no provision for new available plans to start up.

Christian Healthcare Ministries, for example, is a 501(c)(3) cost-sharing ministry that claims its more than 100,000 members have shared more than $500 million in medical bills over the last 20 years.

“Christian Healthcare Ministries is not a health-insurance company,” the group’s website explains. “Rather, we are a group of thousands of Christians across the United States and around the world who share each other’s burdens in the area of health-care costs. We also pray for and encourage one another.”

Among similar groups are Medi-Share and Samaritan Ministries.

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  • Lloyd on April 7th, 2010 at 11:28 pm

    Hi Chuck,

    there have always been problems regarding insurance and penalty fees for those who work at home. As of the Christian “health care sharing” plans, they may work actually, if and only if the structure is supported by the govern. If not, social disputes will rise again.


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