Property ownership is the foundation of a stable community.
Communities of “renters” may be nice people who keep things as nice and neat as homeowners do, but
in general, home ownership produces legitimate pride and a sense of investment in a community
that yields other tangible and intangible benefits later.
Even the government recognizes this and housing authorities once known for building large unsightly “projects” are being directed to promote local home ownership- not permanent project dwelling!
But in many parts of the country, home ownership is beyond the means of average families.
For that reason, I’d like to promote this private sector response to the need for redevelopment that helps
eliminate the tax funded strategies.
Ameridream.org helps low and moderate income folks participate in the American dream by providing downpayment gifts of up to 10% of the home’s value along with service to help folks who’ve fallen on hard times keep their home.
Here’s the Queen’s story (family portrayed above)…
Beverly Queen
Fort Washington, MD“We lived in a place with a lot of violence. Our oldest son is 20 and when he got into trouble, I realized that we could not raise the rest of our children in that environment. We started looking in June but we did not have any money saved. In fact, we didn’t even have $100 in the bank. We prayed that we would find something, some way. Our real estate agent told us about the AmeriDream Downpayment Gift Program and two months later we bought our first home.
We have a half-acre lot and it is fenced. We border an agricultural area and cows come up to the fence. The children have never been that close to a cow. We see deer and birds; I saw a woodpecker the other day. I can let my children go outside to play. They are not on the streets, they are in their own yard and they are away from the violence. They love it here. This is not heaven, but it’s close. It eases my mind. I want my co-workers, church members and especially my family and friends to know about your program.”
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